:root {
  --navy: #112e51;
  --navy-2: #1a4480;
  --blue: #205493;
  --accent: #0071bc;
  --light: #f1f4f7;
  --line: #d6dbe0;
  --ink: #212c38;
  --muted: #5b616b;
  --white: #ffffff;
  --gold: #fdb81e;
  --max: 1120px;
  --serif: Georgia, 'Times New Roman', serif;
  --sans: 'Segoe UI', 'Helvetica Neue', Arial, sans-serif;
}

* { box-sizing: border-box; }

html, body {
  margin: 0;
  padding: 0;
  font-family: var(--sans);
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 24px; }

/* ---------- Disclaimer (header placement 1) ---------- */
.disclaimer-top {
  background: var(--light);
  border-bottom: 1px solid var(--line);
  font-size: 13px;
  color: var(--muted);
}
.disclaimer-top .wrap {
  display: flex;
  align-items: center;
  gap: 8px;
  padding-top: 8px;
  padding-bottom: 8px;
}
.disclaimer-top strong { color: var(--ink); }

/* ---------- Masthead ---------- */
.masthead {
  background: var(--navy);
  color: var(--white);
}
.masthead .wrap {
  display: flex;
  align-items: center;
  gap: 18px;
  padding-top: 22px;
  padding-bottom: 22px;
}
.seal {
  width: 56px; height: 56px;
  flex: 0 0 56px;
  border-radius: 50%;
  background: radial-gradient(circle at 50% 40%, var(--blue), var(--navy-2));
  border: 2px solid var(--gold);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--serif);
  font-weight: bold;
  font-size: 20px;
  letter-spacing: 1px;
  color: var(--white);
}
.masthead h1 {
  margin: 0;
  font-family: var(--serif);
  font-size: 24px;
  font-weight: 700;
  letter-spacing: 0.3px;
}
.masthead .sub {
  margin: 2px 0 0;
  font-size: 13px;
  color: #c7d2de;
  text-transform: uppercase;
  letter-spacing: 1.5px;
}

/* ---------- Nav ---------- */
nav.primary {
  background: var(--navy-2);
  border-top: 1px solid rgba(255,255,255,0.12);
}
nav.primary .wrap {
  display: flex;
  flex-wrap: wrap;
  gap: 4px;
  padding: 0 24px;
}
nav.primary a {
  color: #e8eef5;
  padding: 14px 18px;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.3px;
  border-bottom: 3px solid transparent;
}
nav.primary a:hover { background: var(--blue); text-decoration: none; }
nav.primary a.active { border-bottom-color: var(--gold); background: var(--blue); }

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(180deg, #ffffff 0%, var(--light) 100%);
  border-bottom: 1px solid var(--line);
  padding: 48px 0 40px;
}
.hero h2 {
  font-family: var(--serif);
  font-size: 34px;
  line-height: 1.2;
  margin: 0 0 12px;
  color: var(--navy);
  max-width: 760px;
}
.hero p.lead {
  font-size: 18px;
  color: var(--muted);
  max-width: 720px;
  margin: 0 0 24px;
}
.btn {
  display: inline-block;
  background: var(--accent);
  color: #fff;
  padding: 12px 22px;
  border-radius: 3px;
  font-weight: 600;
  font-size: 15px;
  border: 1px solid var(--blue);
}
.btn:hover { background: var(--blue); text-decoration: none; }
.btn.secondary { background: #fff; color: var(--blue); }
.btn.secondary:hover { background: var(--light); }

/* ---------- Sections ---------- */
section.band { padding: 44px 0; border-bottom: 1px solid var(--line); }
section.band.alt { background: var(--light); }
h3.section-title {
  font-family: var(--serif);
  font-size: 24px;
  color: var(--navy);
  margin: 0 0 8px;
}
.section-rule { width: 60px; height: 3px; background: var(--gold); margin: 0 0 22px; }

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-top: 4px solid var(--blue);
  padding: 22px;
  border-radius: 3px;
}
.card h4 { margin: 0 0 8px; color: var(--navy); font-size: 17px; }
.card p { margin: 0; color: var(--muted); font-size: 15px; }

/* ---------- Document control + signature (institutional polish) ---------- */
.docctrl {
  width: 100%;
  border-collapse: collapse;
  margin: 8px 0 28px;
  font-size: 13px;
}
.docctrl th, .docctrl td {
  border: 1px solid var(--line);
  padding: 8px 12px;
  text-align: left;
  vertical-align: top;
}
.docctrl th {
  background: var(--light);
  color: var(--navy);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  font-size: 11px;
  width: 22%;
}
.sigblock {
  margin: 36px 0 8px;
  padding-top: 20px;
  border-top: 1px solid var(--line);
}
.sigblock .sig-line {
  font-family: 'Segoe Script', 'Brush Script MT', cursive;
  font-size: 26px;
  color: var(--navy);
  border-bottom: 1px solid var(--ink);
  display: inline-block;
  padding: 0 28px 2px 4px;
  margin-bottom: 6px;
}
.sigblock .sig-name { font-weight: 700; color: var(--navy); }
.sigblock .sig-title { color: var(--muted); font-size: 14px; }

/* thin gold authority rule under masthead */
.authority-rule { height: 3px; background: linear-gradient(90deg, var(--gold) 0 60px, var(--navy-2) 60px); }

/* ---------- Notice page ---------- */
.notice-head {
  background: var(--navy);
  color: #fff;
  padding: 40px 0;
}
.notice-head .tag {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: 2px;
  margin-bottom: 14px;
}
.notice-head h2 { font-family: var(--serif); font-size: 30px; margin: 0; }
.notice-head .meta { margin-top: 10px; color: #c7d2de; font-size: 14px; }

.doc {
  max-width: 820px;
  margin: 0 auto;
  padding: 40px 24px;
}
.doc h3 { font-family: var(--serif); color: var(--navy); margin-top: 32px; }
.doc p, .doc li { font-size: 16px; color: var(--ink); }
.doc .callout {
  background: var(--light);
  border-left: 4px solid var(--accent);
  padding: 16px 20px;
  margin: 24px 0;
  border-radius: 0 3px 3px 0;
}
.doc .ref-num { color: var(--muted); font-size: 13px; letter-spacing: 1px; text-transform: uppercase; }

.inline-disclaimer {
  border: 1px solid var(--line);
  background: #fff;
  padding: 16px 20px;
  border-radius: 3px;
  font-size: 14px;
  color: var(--muted);
  margin: 28px 0;
}
.inline-disclaimer strong { color: var(--ink); }

/* ---------- Footer (disclaimer placement 3) ---------- */
footer {
  background: var(--navy);
  color: #c7d2de;
  padding: 36px 0 28px;
  font-size: 14px;
}
footer .cols {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 28px;
  margin-bottom: 24px;
}
footer h5 { color: #fff; font-size: 14px; margin: 0 0 10px; text-transform: uppercase; letter-spacing: 1px; }
footer a { color: #9fb4cc; }
footer ul { list-style: none; padding: 0; margin: 0; }
footer li { margin-bottom: 6px; }
footer .legal {
  border-top: 1px solid rgba(255,255,255,0.15);
  padding-top: 18px;
  font-size: 13px;
  color: #8ea3bb;
}

@media (max-width: 820px) {
  .grid { grid-template-columns: 1fr; }
  footer .cols { grid-template-columns: 1fr; }
  .masthead h1 { font-size: 20px; }
  .hero h2 { font-size: 26px; }
}